PERSEPSI TOKOH AGAMA LUWU TIMUR TENTANG ISU RIBA PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH INDONESIA KCP TOMONI

ANANDA, FEBY (2024) PERSEPSI TOKOH AGAMA LUWU TIMUR TENTANG ISU RIBA PADA PEMBIAYAAN MURABAHAH DI BANK SYARIAH INDONESIA KCP TOMONI. Other thesis, Institut Agama Islam Negeri palopo.

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Abstract

ABSTRAK
FEBY ANANDA, 2024. “Persepsi Tokoh Agama Luwu Timur Tentang Isu Riba
Pada Pembiayaan Murabahah di Bank Syariah Indonesia
KCP Tomoni”. Skripsi Program Studi Perbankan Syariah
Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam
Negeri Palopo. Dibimbing oleh Hamida.
Tujuan penelitian ini yaitu untuk mendeskripsikan Persepsi Tokoh Agama Luwu
Timur tentang Isu Riba Pada Pembiayaan Murabahah di Bank Syariah Indonesia
KCP Tomoni. Jenis penelitian ini yaitu penelitian kualitatif dengan metode
pengumpulan data yang menggunakan observasi, wawancara dan dokumentasi.
Jenis data yang digunakan yaitu data primer dan data sekunder. Berdasarkan hasil
wawancara dengan beberapa tokoh agama di Luwu Timur mengenai isu riba pada
pembiayaan murabahah di Bank syariah kecamatan Tomoni, dapat disimpulkan
bahwa terdapat perbedaan persepsi antar tokoh agama di Luwu Timur. Beberapa
tokoh agama berpendapat bahwa masih terdapat riba dalam pembiayaan
murabahah di Bank syariah, sementara yang lain meyakini bahwa pembiayaan
murabahah di Bank syariah yang menerapkan mekanisme bagi hasil telah terbebas
dari bunga dan mematuhi prinsip syariah. Selain itu, terdapat tokoh agama yang
berpendapat bahwa jika pembiayaan murabahah dilakukan dalam bentuk jual-beli
barang, hal tersebut tidak bertentangan dengan prinsip riba.
Kata kunci: Isu Riba, Tokoh Agama, Persepsi, Pembiayaann Murabahaxvii
ABSTRACT
FEBY ANANDA, 2024. "Perception of Religious Figures in Luwu Timur
Regarding the Issue of Riba in Murabahah Financing at
Islamic Banks". Undergraduate Thesis, Sharia Economics
Study Program, Faculty of Islamic Economics and Business,
State Islamic Institute of Palopo. Supervised by Hamida.
The purpose of this research is to explore the perception of religious figures in
Luwu Timur regarding the issue of riba in murabahahh financing at Islamic
banks. This study employs a qualitative research design with data collection
methods including observation, interviews, and documentation. Both primary and
secondary data were utilized. Based on the interviews conducted with several
religious figures in Luwu Timur regarding the issue of riba in murabahahh
financing at Islamic banks, it can be concluded that there are differences in
perception among the religious figures in Luwu Timur. Some religious figures
believe that riba still exists in murabahahh financing at Islamic banks, while
others believe that murabahahh financing at Islamic banks, which implement
profit-sharing mechanisms, is free from interest and adheres to Sharia principles.
Additionally, there are religious figures who argue that if murabahahh financing
is conducted in the form of a sale-purchase transaction, it does not contradict the
principles of riba. These differing views reflect the complexity of the issue of riba
in murabahahh financing at Islamic banks, which requires further understanding
and discussion to reach a clear consensus.
Keywords: Riba Issue, Religious Figures, Perception, Murabahah Financing.

Item Type:	Thesis (Other)
Subjects:	200 Agama > 2X4.222 Riba
Divisions:	Fakultas Ekonomi Bisnis Islam > Program Studi S-1 Perbankan Syariah
Depositing User:	Unnamed user with email hajrahikhlas@gmail.com
Date Deposited:	11 Jul 2024 00:38
Last Modified:	11 Jul 2024 00:38
URI:	http://repository.iainpalopo.ac.id/id/eprint/9046

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