RELIGIOUS CONSTRUCTION IN DECISION MAKING OF INDONESIAN CUSTOMERS FOR FINANCIAL TRANSACTIONS ON SYARIAH BANKS

Darwis, Muh RELIGIOUS CONSTRUCTION IN DECISION MAKING OF INDONESIAN CUSTOMERS FOR FINANCIAL TRANSACTIONS ON SYARIAH BANKS. AL - ALBAB. ISSN 2502-8340

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Abstract

ABSTRACT
This study aims to explain how Islamic concepts, symbols and values have implications for people. Especially when they must make decisions to make financial
transactions in Islamic banking. Likewise, the religious trend accompanied by
the spirit of city has resulted in the enthusiasm of the community to transact
with institutions labelled religion in practice. Data collection used in this study
was carried out by observation and distributing questionnaires to respondents
(customers). Documentation studies are also conducted to find literature related
to this study. There are three findings described in this study. First, the conception and symbol of religion is an essential element in the existence of Islamic
banking in Indonesia. Second, the understanding of the religious community
has been constructed in the decision to make economic transactions in Islamic
banks. Third, the religious trend accompanied by religious zeal makes sharia
banks in Indonesia have bright prospects to attract the interest of the public to
transact. The enermous potential of Islamic banks in Indonesia will experience
an increase if the religious values and symbols are implemented correctly and
adequately. Religious construction of economic behaviour has resulted in a shift
in the pattern of community transactions in the name of religion. This shift certainly provides not only positive expectations in the religious society, but also
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AL ALBAB: Volume 12 Number 2 December 2023 https://doi.org/10.24260/alalbab.v12i2.2828
provides broad opportunities for the banking business world.
Keywords: Construction; Religious; Economic Transactions; Indonesian
Workers; Syariah Banks

Item Type: Article
Depositing User: S.Ag Ilda Azizah
Date Deposited: 25 Oct 2024 01:06
Last Modified: 25 Oct 2024 01:50
URI: http://repository.iainpalopo.ac.id/id/eprint/9493

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