PEMAHAMAN MASYARAKAT TENTANG PRINSIP MUDHARABAH DI PERBANKAN SYARIAH (STUDI KASUS KELURAHAN SUMARAMBU KECAMATAN TELLUWANUA KOTA PALOPO)

RAHMAWATI, RAHMAWATI (2024) PEMAHAMAN MASYARAKAT TENTANG PRINSIP MUDHARABAH DI PERBANKAN SYARIAH (STUDI KASUS KELURAHAN SUMARAMBU KECAMATAN TELLUWANUA KOTA PALOPO). Other thesis, Institut Agama Islam Negeri Palopo.

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Abstract

Rahmawati, 2024 : “Pemahaman Masyarakat Tentang Prinsip Mudharabah di
Perbankan Syariah Studi Kasus Kelurahan Sumarambu Kecamatan
Telluwanua Kota Palopo”. Skripsi Program Studi Perbankan Syariah
Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Palopo.
Dibimbing Oleh Suci, S.E., M.Ak.
Skripsi ini tentang Pemahaman Masyarakat Tentang Prinsip Mudharabah di
Perbankan Syariah Studi Kasus Kelurahan Sumarambu Kecamatan Telluwanua
Kota Palopo. Penelitian ini bertujuan untuk mengetahui bagaimana pemahaman
masyarakat Kelurahan Sumarambu Kecamatan Telluwanua Kota Palopo tentang
prinsip mudharabah di perbankan syariah. Penelitian ini menggunakan Metode
pendekatan deskriptif kualitatif. Sumber datanya meliputi data primer dari enam
subjek penelitian dan data sekunder yang diperoleh dari artikel, buku, atau dokumen
resmi yang berkaitan dengan penelitian. Penelitian dilakukan di Kelurahan
Sumarambu Kecamatan Telluwanua Kota Palopo. Teknik pengumpulan data
meliputi observasi, wawancara, dan dokumentasi.
Hasil penelitian menunjukkan bahwa pemahaman Masyarakat tentang
mudharabah masih bervariasi. Meskipun banyak yang memiliki pengetahuan dasar
tentang konsep mudharabah sebagai bentuk kerjasama usaha antara pemodal dan
pengelola usaha dengan pembagian keuntungan berdasarkan kesepakatan, tetapi
detail operasional dan aspek hukum dari mudharabah kurang dipahami secara
mendalam. Sumber informasi utama yang didapatkan Masyarakat adalah dari
ceramah agama, media, sementara sosialisasi dari pihak perbankan syariah masih
dianggap kurang menjangkau seluruh kalangan Masyarakat. Masyarakat
menunjukkan sikap positif terhadap mudharabah karena kesesuainnya dengan
ajaran Islam, namun terdapat keraguan terkait implementasi praktisnya.
Kata Kunci : Mudharabah, Perbankan Syariah, Pemahaman
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ABSTRACT
Rahmawati, 2024: "Community Understanding of Mudharabah Principles in
Sharia Banking. Case Study, Sumarambu Village, Telluwanua District,
Palopo City." Sharia Banking Study Program Thesis, Faculty of Islamic
Economics and Business, Palopo State Islamic Institute. Supervised by Suci,
S.E., M.Ak.
This thesis is about Community Understanding of Mudharabah Principles
in Sharia Banking. Case Study of Sumarambu Village, Telluwanua District, Palopo
City. This research aims to find out how the people of Sumarambu Village,
Telluwanua District, Palopo City understand the principles of mudharabah in sharia
banking. This research uses a qualitative descriptive approach method. Data sources
include primary data from six research subjects and secondary data obtained from
articles, books or official documents related to the research. The research was
conducted in Sumarambu Village, Telluwanua District, Palopo City. Data
collection techniques include observation, interviews and documentation.
The research results show that people's understanding of mudharabah still
varies. Although many have basic knowledge of the concept of mudharabah as a
form of business collaboration between investors and business managers with profit
sharing based on an agreement, the operational details and legal aspects of
mudharabah are less understood in depth. And the main sources of information for
the community are religious lectures, mass media, while socialization from sharia
banking is still considered to not reach all levels of society. The public shows a
positive attitude towards mudharabah because of its conformity with Islamic
teachings, but there are doubts regarding its practical implementation.
Keywords: Mudharabah, Sharia Banking, Understanding

Item Type:	Thesis (Other)
Subjects:	300 Ilmu sosial > 332.1 Bank, Perbankan
Divisions:	Fakultas Ekonomi Bisnis Islam > Program Studi S-1 Perbankan Syariah
Depositing User:	S.Ag Ilda Azizah
Date Deposited:	23 Dec 2024 00:52
Last Modified:	23 Dec 2024 00:52
URI:	http://repository.iainpalopo.ac.id/id/eprint/9747

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